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Medicare 2020 costs at a glance


2020 Costs at a Glance

Part A premium

Most people don't pay a monthly premium for Part A (sometimes called "premium-free Part A"). If you buy Part A, you'll pay up to $458 each month in 2020. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458 in 2020. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $252 in 2020.

Part A hospital and inpatient deductible

  You pay: 

  • $1,408 deductible for each benefit period

  • Days 1-60: $0 coinsurance for each benefit period

  • Days 61-90: $352 coinsurance per day of each benefit period

  • Days 91 and beyond: $704 coinsurance per each "lifetime reserve day" after day 90 for each benefit period (up to 60 days over your lifetime)

  • Beyond lifetime reserve days: all costs

Part B premium

Most people pay $144.60 each month (or higher depending on your income). However, most people who get Social Security benefits will pay less than this amount.

Part B deductible and coinsurance

$198 per year. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you're a hospital inpatient), outpatient therapy, and durable medical equipment.

Part C premium

The Part C monthly premium  varies by plan. Compare costs for specific Part C plans.

Part D premium

The Part D monthly premium varies by plan (higher-income consumers may pay more)


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